EDPA — PA Law Governs PA Insurance Contract w/ California Based Claim.

In the case of PhotoMedex Inc. v. St. Paul Fire & Marine Ins. Co. , the tort action requiring indemnification originated in California, but the underlying insurance contract was issued in Pennsylvania. The question thus arose — which state’s law governs the Policy’s interpretation? The EDPA ruled that the law most connected to the insurance policy, not the underlying tort, was the one to be applied.